Why Term?

• One of the biggest advantages of term insurance is its lower initial cost.

• Purchased for a specific time period, such as 5, 10, 15, or 30 years, known as a “term”

• Return-of-premium rider Available for an additional cost.

• Living Benefit Riders can help offer peace of mind at a critical time. These benefits give you access to an early (accelerated) payout of the policy death benefits if you are diagnosed with a Critical, Chronic, or Terminal Illness.

• Protects in case of accidental death.