Term Insurance

One of the biggest advantages of term insurance
is its lower initial cost.

Why Term?

  • One of the biggest advantages of term insurance is its lower initial cost.

  • Purchased for a specific time period, such as 5, 10, 15, or 30 years, known as a “term”

  • Return-of-premium rider Available for an additional cost.

  • Living Benefit Riders can help offer peace of mind at a critical time. These benefits give you access to an early (accelerated) payout of the policy death benefits if you are diagnosed with a Critical, Chronic, or Terminal Illness.

  • Protects in case of accidental death.

Coverage Highlight

  1. Rates as Low as $9 per month and up to $250,000

  2. No exam means no blood or urine samples– simple application.

  3. Benefits are paid free of federal income tax.

  4. Coverage available, If you’re not in perfect health.

Why US…

  • We are a small company with a big heart, dedicated to putting our client in a better position, for many years ahead.

  • Our agents live in your hometown, they will be there through the seasons of life.

  • We serve our clients with what’s convenient to them, not us. Face to face. Online. Phone.