Term Insurance
One of the biggest advantages of term insurance
is its lower initial cost.
Why Term?
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One of the biggest advantages of term insurance is its lower initial cost.
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Purchased for a specific time period, such as 5, 10, 15, or 30 years, known as a “term”
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Return-of-premium rider Available for an additional cost.
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Living Benefit Riders can help offer peace of mind at a critical time. These benefits give you access to an early (accelerated) payout of the policy death benefits if you are diagnosed with a Critical, Chronic, or Terminal Illness.
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Protects in case of accidental death.
Coverage Highlight
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Rates as Low as $9 per month and up to $250,000
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No exam means no blood or urine samples– simple application.
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Benefits are paid free of federal income tax.
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Coverage available, If you’re not in perfect health.
Why US…
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We are a small company with a big heart, dedicated to putting our client in a better position, for many years ahead.
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Our agents live in your hometown, they will be there through the seasons of life.
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We serve our clients with what’s convenient to them, not us. Face to face. Online. Phone.