*Mortgage Protection Insurance! 
  • Death Benefit: • Pays off the mortgage if you pass away.
  • Accident: • Pays off the mortgage if you pass away from an Accident.
  • *Chronic Illness:  • Heart Attack • Stroke • Cancer • Blindness
  • ​Terminal Illness: • Kidney Failure • Paralysis • Major Organ Transplant
  • *​Lost Of Work from Significant Illness: • In the event of a catastrophic health crisis where you are unable to perform 2 activities of daily living in a 90-day period.
  • No Exam - Simple application: 100% Online Process & Instant Decision
  • No delay in coverage: with the exception of suicide death within the first two years
  • Death Benefit: • Pays off the mortgage if you pass away.
  • Accident: • Pays off the mortgage if you pass away from an Accident.
  • No delay in coverage: with the exception of suicide death within the first two years
  • ​Online Pre-Approval: Less then 5 Minuets 
  • ​No Exam - Simple application: 100% Online Process & Instant Decision
  • ​No home visit: Meet by phone or chat
Why our AGENCY?
  • In less than 5 minutes our Licensed brokers can compare over 20 Insurance Companies.
  • ​​No home visit, only a phone call or chat.
  • ​​Online Pre-Approval: Less than 15 Minutes 
  • ​We are not a lead Company. And, do not resell your information with multiple agents or agency. No spam calls or emails.
What do you say!? Give us a Run? 
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Why Living benefits are so important in your mortgage protection policy?
Let's look at some stats

Source: https://www.cdc.gov/chronicdisease/resources/infographic/chronic-diseases.htm

Heart attack And Stroke

Every 40 seconds someone
in the United States suffers a
heart attack.

Every 40 seconds someone
in the United States suffers
a stroke.

Top Causes for Foreclosures
Adjustable rate loans. 
Many homeowners are tempted by the low payments and interest rates, but are caught off guard once the cost accelerates alongside the interest. When they are buried under unbearable debt, they are faced between filing for a Dallas bankruptcy or foreclosure.

Unemployment. 
In this shaky economic recovery, layoffs can come unexpectedly. Since most Americans don’t have enough in their savings accounts, sudden job loss can become a cause of foreclosure.

Credit card debt. 
More than half of the population has credit card debt. When the debt is uncontrollable, some people are faced between missing their credit card payments or their mortgage payment. In the end, many escape a Dallas bankruptcy only to file for foreclosure.

Medical expenses and illness. 
Medical reasons are the cause of 13 percent of foreclosures nationwide. Whether it’s the added stress of medical bills or the loss of a job due to sickness, illness plays a major role in both forecloses and the decision to file for a Dallas bankruptcy.

Divorce. 
At the end of the relationship, the heightened emotional state and legal proceedings can make it easy to ignore financial issues. Suddenly, divorced individuals realize that payments have been missed and that neither party can shoulder the bills on their own.

Multiple bills. 
There are other bills aside from credit card debt and home loan payments. Sometimes people are so concerned about their credit score and avoiding a Dallas bankruptcy that they mis-prioritize which bills get paid and ignore their mortgage.

Sudden relocation. 
Whether you moved because of your job or because you wanted to, a sudden relocation might not give you enough time to sell your home. Eventually, paying two mortgages becomes unbearable, and the choice between a foreclosure and a Dallas bankruptcy must be made.

Source: shorturl.at/eCEOQ
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Life Mib Llc is a licensed independent insurance agency, our delegated agent Astrit Dudaj for California with license # 4045782, and Arkansa license # 3000866375. 

*Products and riders are not available in all states. 
*Mortgage Protection Insurance and Mortgage payment protection insurance is a Life Insurance policy designed to pay off your mortgage in the event of your death. These policies have exclusions, limitations, and terms that may affect coverage, renewal, cancellation, termination, or other contractual rights and benefits. Rates quoted are subject to change and are set at the Insurance company's sole discretion. Terms and limitations apply. See individual product riders for terms, conditions, and restrictions. For costs and complete details of coverage, call us at 1-888-306-7519 

The information provided on this site has been developed by Life Mib for general information. We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following the application.

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