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Available  Products
Mortgage protection insurance allows your family to have funds available to continue to pay your mortgage versus the bank taking the home and any equity you have as well. 

Mortgage protection insurance differs from traditional life insurance due to the living benefits it offers. Such as chronic, critical, and terminal illness. For example, if you have a heart attack, cancer or stroke and can't go to work to pay the mortgage, you can access your policy money without having to pass away.

Simple to obtain with no medical exam - simple application only. No exam insurance can go into effect as fast as 15 minutes. Compared to a traditional medical exam process, it can take between 3 to 17 weeks.   
Life Insurance 
Term Life
Guaranteed protection for a
set time period, generally
between 10 and 30 years with Lower premiums during the
selected term. 

Whole Life
Most basic type of permanent
insurance. It offers guaranteed death benefit with level premiums for the life of
the policy. Also, cash values once
policy matures

Universal Life
Very similar to whole life with higher cash growth potential, a portion of the premium goes into cash value & earns current interest rate. Premiums and death benefits can be customized, and cash value is tax-deferred.

Final expense insurance is designed to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral expenses. Final expense insurance is also known as burial insurance. 

The exact cost of your final expense insurance will depend on your age. Unfortunately, the older you are, the larger the premiums. This is because insurance companies take on more risk when insuring older folks, given the fact that they’re statistically closer to death. 
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