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  • *Mortgage Term Insurance & Payment Protection
  • Final Expense - Burial Insurance
  • Term - Whole Life  - Universal Policy 
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Mortgage protection insurance allows your family to have funds available to continue to pay your mortgage versus the bank taking the home and any equity you have as well. Mortgage protection insurance differs from traditional life insurance due to the living benefits it offers. Such as chronic, critical, and terminal illness. For example, if you have a heart attack, cancer or stroke and can't go to work to pay the mortgage, you can access your policy money without having to pass away.  
Final expense insurance is designed to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral expenses. Final expense insurance is also known as burial insurance. 

The exact cost of your final expense insurance will depend on your age. Unfortunately, the older you are, the larger the premiums. This is because insurance companies take on more risk when insuring older folks, given the fact that they’re statistically closer to death. 
Term Life:  Guaranteed protection for a set time period, generally
between 10 and 30 years with Lower premiums during the
selected term. 

Whole Life: Most basic type of permanent insurance. It offers guaranteed death benefit with level premiums for the life of
the policy. Also, cash values once
policy matures

Universal Life: Very similar to whole life with higher cash growth potential, a portion of the premium goes into cash value & earns current interest rate. Premiums and death benefits can be customized, and cash value is tax-deferred.

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  • Mortgage Term Insurance - Payment Protection
  • Final Expense - Burial Insurance
  • Life Insurance - Universal Policy 
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© 2020 Life Mib Llc. 10551 Barkley St. Suite 205 Overland Park, KS 66212 
 
Life Mib Llc is a licensed independent insurance agency, our delegated agent Astrit Dudaj for California with license # 4045782, and Arkansa license # 3000866375. 

*Products and riders are not available in all states. 
*Mortgage Protection Insurance and Mortgage payment protection insurance is a Life Insurance policy designed to pay off your mortgage in the event of your death. These policies have exclusions, limitations, and terms that may affect coverage, renewal, cancellation, termination, or other contractual rights and benefits. Rates quoted are subject to change and are set at the Insurance company's sole discretion. Terms and limitations apply. See individual product riders for terms, conditions, and restrictions. For costs and complete details of coverage, call us at 1-888-306-7519 

The information provided on this site has been developed by Life Mib for general information. We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following the application.

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